International students
Students moving to the UK without an acceptable UK-based guarantor.
Pre-incorporation market validation
Addenford is being developed for suitable renters who can demonstrate affordability but may face barriers to traditional rental referencing — including international students, internationally recruited professionals and UK residents establishing or rebuilding their financial profile.
Fides Portas Aperit — Trust Opens Doors
Addenford is a proposed UK venture currently undertaking pre-incorporation market validation. No guarantor services are currently being offered, no fees are being taken, and no commercial agreements are being entered into at this stage.
The information on this page describes our intended direction only and does not constitute an offer, contract, financial promotion or commitment to provide any service.
The problem
Suitable renters can still fail conventional referencing, even when they can demonstrate affordability.
International newcomers may have little or no UK financial history, however strong their circumstances.
Agents, accommodation providers and recruiters lose time when otherwise suitable applicants cannot progress.
We are speaking with people and organisations across the UK rental and mobility ecosystem.
Students moving to the UK without an acceptable UK-based guarantor.
Skilled workers relocating before a UK credit history is established.
People who can show affordability but whose circumstances do not fit conventional referencing neatly.
Agents, landlords and PBSA operators seeking smoother applicant journeys.
Advisers, universities and relocation specialists supporting UK arrivals.
What we are building toward
Take time to understand each applicant’s circumstances.
Consider whether a suitable guarantor solution may be available.
Help create a smoother path between renter and accommodation provider.
Final eligibility, commercial terms and launch criteria are still being developed.
How Addenford aims to help when the service is live.
Letting agents, accommodation providers, recruiters and education advisers
Why now
The rental market in England is evolving. Recent reforms under the Renters’ Rights Act 2025 reinforce the principle that applicants should be assessed fairly on their circumstances and affordability, rather than excluded simply because they receive benefits.
We are researching how a future guarantor proposition could support that direction — fairly, carefully and alongside existing referencing practice.
No. Addenford is a proposed UK venture in pre-incorporation market validation. No guarantor service is currently being offered.
For suitable renters who can demonstrate affordability but may face barriers to traditional referencing — including international students, internationally recruited professionals and UK residents establishing or rebuilding their financial profile — and for the organisations that support them.
No. There is no application process at this stage. You are welcome to register your interest by email — please do not send any personal or financial documents.
Yes. We welcome informal, non-binding pre-launch conversations with letting agents, accommodation providers, education advisers, recruitment firms and relocation specialists.
No. Final eligibility, pricing and launch criteria are still being developed, and nothing on this page should be read as a commitment.
One email is enough. No personal or financial information is needed.
Letting agent, accommodation provider, recruiter or adviser — let’s discuss future referral partnerships.
Discuss launch partnershipRichard Addison · richard@addenford.com